budget

Every time you apply for credit (let’s say a mobile phone network contract for example), your potential creditor will first consult your credit profile before accepting or rejecting your application.   Your potential creditor does this to determine how risky it is to lend you money. You see, your credit profile shares all your secrets: […]

By Jolané van der Walt-Nieuwoudt (LLB) (LLM) The Small Claims Court (SCC) was implemented in South Africa to make justice less expensive and more accessible for everyone. Although you are not allowed to have legal representation when presenting your legal case, nothing stops you from seeking legal advice to learn more about your legal rights in the matter before […]