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Thought: have you ever entered into a binding contract without even knowing?    Question received  “Can I claim back my money? I ordered hay for my horses in November 2013 after seeing an advertisement on the internet. The man was very polite over the phone and convinced me to pay the full R3 000 in advance. He […]

    Question received: “Hi please tell me, can a store where you buy on account tell other people about your debts, private information and that you dont pay?” Reply Your credit information is personal and protected. It is true that credit providers have an obligation to assess your repayment capability before granting credit to […]