All Legal Hero Policyholders also enjoy assistance with their home loan/ bond application process at no extra cost.

Purchasing a property has many financial and legal implications, it is therefore important that you contact your hero as a first point of reference. We want to see you and your family thrive!

Call 010 001 1001 or e-mail

As a valued Legal Hero Client, your (movable and immovable) property benefits include the following: purchase and sale agreements, advice on agreements before you sign, consumer protection, lease agreements, bond application assistance and discount on property transfer and registration fees.

Beware! Please note the following when it comes to RDP Houses:

  1. One can only qualify for an RDP house once, should one meet all the National Housing Subsidy Scheme criteria. The idea of RDP houses is for government to give a low income family a home and for that home to be passed down from generation to generation. 
  2. It is illegal to sell an RDP house before a period of eight years. Yet many RDP houses are advertised, many even openly online, prior to this period of eight years. The ‘buyer’ might pay a sum of money and contracts might be signed, but the title deed of the relevant RDP house stays in the name of the ‘seller.’ This inevitably leads to trouble.  
  3. What sometimes happens next is that the ‘seller’ would pass on and his/ her children for example would inherit the RDP house. The children then become the legal owners (as per the title deed of the house) and demand the ‘buyer’ to leave the property.
  4. At present there is no penalty for buying or selling an RDP house illegally, however, government is looking into this. Government is also trying to implement laws that would penalize anyone and everyone who knows of an illegal RDP sale, but does not report it to the municipality immediately. 
  5. Many people also rent out their RDP house to others prior to the eight year period. This is also illegal. Government has pointed out a few times that an RDP house is not a substitute for a job, it is rather an opportunity to own a house, especially for previously disadvantaged South Africans, and a base from which one can go to work to put food on the table.  


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