budget

22Jan 2021

By Jolané van der Walt (LLB) (LLM) The Small Claims Court (SCC) was implemented in South Africa to make justice less expensive and more accessible for everyone. Although you are not allowed to have legal representation when presenting your legal case, nothing stops you from seeking legal advice to learn more about your legal rights in the matter before […]

18Feb 2020
debt

“My debt counsellor has vanished. What do I do and am I really under debt review if my debt counsellor who initially placed me under debt review, was not a real debt counsellor?“ Whilst debt counselling sought to alleviate the situation for over-indebted consumers, it unfortunately also exposed the same consumers to the risk of […]

09Mar 2016

Here at Head Office we all do some credit ‘spring cleaning’ right after the annual budget speech. Everybody requests a copy of his/ her credit report from TransUnion/ Experian and then scrutinizes the document in order to avoid any nasty surprises. Did you know that potential creditors are obliged to check your credit report for any […]