People continue to ask what on earth legal cost insurance is. Legal cost insurance = the payment of an affordable monthly premium. This pays your legal fees in your future moment of need.

Example 1:

Similar to paying monthly premiums to your medical insurance company and then not having to pay the doctor when you go to the hospital… Legal cost insurance is a key to our justice system in that you as a policyholder (monthly premiums) don’t have to pay the lawyer when you have a legal problem.

Example 2:

You cannot request a vehicle insurance quote today, but then ask your vehicle insurance provider to pay for an accident you had last week. Same goes for legal cost insurance: for litigation (going to Court) cover, the ‘accident’ (the event causing you legal trouble) needs to happen only after you have joined. Sometimes an additional waiting period also applies.

Conclusion:

It’s therefore never too soon to become a Legal Hero member, as we cannot predict the future. What we will, however, predict is that you will either enjoy quality legal assistance or receive a claim-free cashback.

Disclaimer: Terms and Conditions Apply. Legal Hero Business is an authorized FSP with license number 45560. Underwritten by Guardrisk Insurance Ltd with license number 75.