Let’s step up for you Let’s
step up
for you
With our simple, 4-step claim process.
Here’s how it works.
With our simple, 4-step claim process.
Here’s how it works.

Step 1

Register your case

Upon becoming a valued Legal Hero member, you can register a new legal case by calling or emailing us and asking to speak to a Lawyer to open your new case.*

Step 2

Your lawyer will start with advice

You will then explain your case to your lawyer and your lawyer will advise you on the next steps forward. This may include the sending of documents to support your claim.*

Step 3

Out-of-court negotiations

We’ll start with Out-of-Court Negotiations (calls to third-parties, sending of letters of demand, drafting of contracts etc.). This saves time as our courts are experiencing heavy delays!

Step 4

Litigation cover kicks in

The matter is sent to our Merit Assessors to approve or decline** your claim based on the policy wording, up to date payments, date your problem arose, chance of success in Court etc.***

OUR CLAIMS PROCESS

How to submit your claim

Important contacts for claims

* Please include your ID / Membership Number on all correspondence & documents sent to us.
** Please see the last pages of the Policy Wording on how to dispute the outcome of a Merit Assessment. 
*** Why we assess chance of success in Court: Our courts are experiencing heavy delays, so we do not want to waste the Court’s time, as we can be fined for this. 

OUR CLAIMS PROCESS

How to submit your claim

Important contacts for claims

* Please include your ID / Membership Number on all correspondence & documents sent to us.
** Please see the last pages of the Policy Wording on how to dispute the outcome of a Merit Assessment. 
*** Why we assess chance of success in Court: Our courts are experiencing heavy delays, so we do not want to waste the Court’s time, as we can be fined for this. 

Step 1

Register your case

Upon becoming a valued Legal Hero member, you can register a new legal case by calling or emailing us and asking to speak to a Lawyer to open your new case.*

Step 2

Your lawyer will start with advice

You will then explain your case to your lawyer and your lawyer will advise you on the next steps forward. This may include the sending of documents to support your claim.*

Step 3

Out-of-court negotiations

We’ll start with Out-of-Court Negotiations (calls to third-parties, sending of letters of demand, drafting of contracts etc.). This saves time as our courts are experiencing heavy delays!

Step 4

Litigation cover kicks in

The matter is sent to our Merit Assessors to approve or decline** your claim based on the policy wording, up to date payments, date your problem arose, chance of success in Court etc.***

Need to speak to your lawyer NOW, not now-now?

Legal Hero offers you a lawyer in your pocket 24 hours a day, 7 days a week!

Ask your lawyer for the WhatsApp number for communication at your convenience.

Important: Always update your personal details with us so your lawyer can reach you. *Ts & Cs Apply. Authorised FSP 45560. Underwritten by Guardrisk.

IMPORTANT TO KNOW

Most common exclusions for in-court cover

This does not mean we cannot assist via Step 1 and Step 2 mentioned above. Please refer to policy wording for more.

Setting up trusts
Evictions, interdicts, sequestration
When the waiting period has not lapsed yet
Removal of debt review where there is a court order
If the problem happened before becoming a member
Claims for non-monetary loss such as defamation where no monetary loss can be proved
When the member incurs private legal fees by using an attorney not requested by Legal Hero

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Tax related matters
Winding up of estates
Cover in constitutional court
Business matters (excludes labour cases)
Litigation claims based on oral agreements as the courts need written agreements
When the member can claim from other insurance (i.e., vehicle insurance) or the small claims court
When the member does not inform Legal Hero of their legal problem that might give rise to litigation within 30 days of having the problem
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Underwritten by Guardrisk Microinsurance Company Limited FSP 51674 & Guardrisk Insurance Company Limited FSP 75 Legal Hero Business is an authorised financial services provider operating under the license 45560.